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FULL ACCOUNT DISCLOSURES AND TERMS AND CONITIONS ARE AVAILABLE UPON REQUEST.
MasterCard Debit Card Daily limits
ATTENTION: Matercard DEBIT CARD USERS, PLEASE REMEMBER THERE ARE SECURITY LIMITS ON YOUR CARD.
ATM - $400.00 (cash)
Point of Purchase (POS) - $1500.00
Computer Purchase - $600.00
Share Accounts (Savings)
One time membership fee of .25 (twenty five cents)
Minimum balance on share accounts is $5.00.
Withdrawals over nine per quarter are subject to a $5.00 per transaction fee.
Dividends are calculated on the average daily balance and paid quarterly.
Your savings are federally insured to at least $250,000.00 and back by the full faith and credit of the United States Government.
MONEY MARKET
Applicant must be a member in good standing and must own and maintain a minimum in general shares in Pompano Beach Employee Credit Union.
If the agreement is signed by more than one person, joint owners may be the same as or different than those specified on the member’s primary share account. This will also permit the member’s primary share account to be jointly owned while the share draft account may be owned individually or vice versa.
The member is expected to exercise extreme care in using the program
The member is expected to maintain an accurate record of this or her transactions and to reconcile his or her statements in a timely manner, promptly reporting any discrepancies that might develop.
Minimum opening and required balance is $2500.00.
There is no monthly service charge.
Three Withdrawals per month, after 15.00 per transaction.
Earnings on the money market account balance will be computed using the average daily balance of the account and posted quarterly. The board of directors determines the rate of earnings.
Share Draft Accounts (Checking)
Members must be in good standing and maintain a the minimum balance in their share savings account.
Overdraft protection will be set up on the members share savings account.
| SERVICES |
FEE'S |
| Overdraft |
$30.00 |
| Overdraft protction transfer |
$5.00 |
| Stop Payment and Fed Wires |
$20.00 |
| Copy of Drafts |
$2.00 per copy |
| Research Fee |
$20.00 per hour |
| Involuntary closing |
$10.00 |
Dividends are calculated on the average daily balance and paid quarterly.
Your savings are federally insured to at least $250,000.00 and back by the full faith and credit of the United States Government.
Holiday Account
The Holiday Account will close our the first week of November: funds will be deposited to the members share savings account.
All exisiting accounts will automatically restart for the following account period. Members must notify the Credit Union to stop or change dedcuctions.
If a member closes their account before it matures there will be a service charge of $25.00 for early withdrawal.
No partial withdrawals are allowed.
Members can make extra deposit to the account.
Dividends will be determined by the board.
Your savings are federally insured to at least $250,000.00 and back by the full faith and credit of the United States Government.
Share Certificates (Certificate of Deposit)
Great way to save money at competitive higher rates of interest.
Offer 6 months, 1year and 2 &3 year.
Dividends can be direct deposit to your account, or receive a check, or just add it to your certificate.
Dividends are calculated on the average daily balance and paid quarterly.
Your savings are federally insured to at least $250,000.00 and back by the full faith and credit of the United States Government.
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Loans
Quick Cash Loans
The purpose for these loans is for a member who may need a fast turn around for funds. No Credit Checks. Loans from $200 to $500.
Holiday loans.
The purpose for these loans is to help members through the Holiday season. Application and loan approval time period is from November 1 to December 20. No Credit Checks, loans up to $1000.00.
New and Used Vehicle Loans
Keep your Credit Union in mind for value on new or used auto and boat loans, with our low-interest rates and generous term loans. Ask about a pre-approved loan before you buy.
Signature Loans
We grant unsecured loans up to $10,000 with low market rates based on qualified credit. You may use the proceeds for a vacation, a computer, fix up your house, or anything you desire. We have quick approval!
Multi - Factor Authentication
Remember our site is case sensitive
The Pompano Beach Employee Credit Union has updated our Internet Teller technology to include Multi-Factor Authentication (MFA) security features.
The Multi-factor Authentication (MFA) security update will provide you with the best security possible when accessing your Pompano Beach Employee account online using Internet Teller. MFA consists of validation and authentication of an individual using more than one method of verification. Generally, this is accomplished by verifying three things:
- Something you are, in the form of identifying information like your dog’s name or where you went to high school.
- Something you have, for example a driver’s license, or a security token.
- Something you know, such as a password or pin number.
One – You will need to know your Account Number.
Two – You will also need your password. If you do not have an Internet Teller Password please call a Member Service Representative to request an Internet Teller Password. (During your first log-in you will be required to change this credit union supplied password to one that you create.) This is your password.
Three – You will need to create three (3) questions and answer pairs.
- This allows us to verify that you are in fact, you, by presenting you with a question that only YOU know the answer.
- If you don’t answer the question correctly, you will not gain access to your accounts
For Frequently Asked Questions please go to our contact us .
The Pompano Beach Employee Credit Union Offers the following Services:
"NO FEE" Auto buying service Direct Deposit
Funds Wire Service
Western Union Quick Cash
Insurance through CUNA Mutual
Discounts on Car Rentals and Hotels
Discounts on Florida Theme Parks
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