Pompano Beach City Employee Credit Union







Share/Savings Accounts
 

MISSION STATEMENT

The object and purpose of this credit Union is a cooperative, nonprofit association under the laws of the State of Florida, for the purposes of encouraging thrift among its members, Creating sources of credit at fair and reasonable rates of interest, and providing an opportunity for its members to use and control their resources on a democratic basis in order to improve their economic and social condition.

 

 
 
Club Accounts
HOLIDAY ACCOUNT1.50 Div. Rate APY *
    Funds deposited to savings 2nd Week of November
 
Money Market Accounts
Money Market.95 Div. Rate APY *
    $2500.00 to $5000.00
Money Market1.10 Div. Rate APY *
    $5000.01 to $10,000.00
Money Market1.35 Div. Rate APY *
    $10,000.01 to 25,000.00
Money Market1.50 Div. Rate APY *
    $25,000.01 to Max
 
Share Accounts
Share Rate.70 Div. Rate APY *
 
Share Certificate Accounts
Share Certificate1.25 Div. Rate1.26 APY *
    6 month $1000.00 min balance
Share Certificate1.63 Div. Rate1.64 APY *
    1 year $1000.00 min balance
Share Certificate2.00 Div. Rate2.02 APY *
    2 year $1000.00 min balance
Share Certificate2.27 Div. Rate2.29 APY *
    3 year $1000.00 min balance
 
Share Draft Accounts
Share Draft Rate.25 Div. Rate.25 APY *
Loan Accounts
 
Unsecured Loans (Signature)
Signature Loan11.00% to 18.0% APR call for details APR
 
Share-Secured Loans
Share Certificate Secured Loan3.00% above current rate APR
 
Vehicle Loans
New Auto & Motorcycle Loan3.99 to 9.99 APRUp to six years
  25% down .50 off your rate. Base on credit.
Used Vehicle & Motorcycle Loan4.99 to 10.99 APRUp to five years
  25% down .50 off your rate. Base on credit.
 
Recreational Vehicle Loans
New RV & watercraft7.99 to 13.99 APRRv's up to 8 yrs Watercraft up to 6 yr.
  Base on credit
 
Personal Loans
Quick Cash Loans18% APR6 months
  $200 Minimum $500 Maximum NO CREDIT CHECK
HOLIDAY LOANS15% APR1 YEAR
  $200 Minimum $1000 Maximum NO CREDIT CHECK
Fees & Disclosures
 
Deposit Account Fees
Dormant$10.00 per quarter
Insufficient Funds$30.00
Overdraft Proctection Transfer$5.00
Stop Payment Fee$20.00
Return ACH$30.00
Return Item Fee$10.00
Savings withdrawals over 9 per quarter$5.00
Checking account check$5.00
Money Market withdrawals over 3 per month$15.00
 
Loan Account Fees
Signature Loan Fee$35.00
Vechicle Loan Fee$35.00
Quick Cash Fee$25.00
 
Miscellaneous Fees
Copy of Drafts$2.00 per copy
Research$20.00 per hour
Incoming Wire20.00
Outgoing Wire20.00
Statement Copy$2.00
 

RATES AND CONDITIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE.

  1. (APY) = ANNUAL PERCENTAGE YIELD.
  2. (APR) = ANNUAL PERCENTAGE RATE.
  3. DIVIDENDS ARE CALCULATED ON THE AVERAGE DAILY BALANCE METHOD.
  4. NO DIVIDEND IS APPLIED TO ANY ACCOUNT THAT IS CLOSED PRIOR TO THE POSTING DATE.
  5. DIVIDENDS ARE PAID FROM AVAILABLE EARNINGS.
 
  

   Pompano Beach City Employee Credit Union


420 NE 19TH AVE MAILING: PO BOX 610748, POMPANO BCH, FL 33061
Pompano Beach, FL 33060  USA
Phone: 954-785-8710  Fax: 954-785-1895
© 2009

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